Travel Insurance
Travel with fewer worries
Travel insurance is a form of insurance that protects travelers from any unforeseen events that may occur during their trip.
These may include trip cancellations, lost luggage, medical emergencies, mishaps, and other unexpected incidents.
Travel insurance is particularly important for travelers going to remote destinations, for long trips, for trips with expensive tickets and accommodation bookings, and for trips that involve sports and activities that carry some level of risk.
The terms and conditions of travel insurance vary depending on the insurance company and the type of insurance you choose.
We at AIC Insurances are able, through the insurance companies we collaborate with, to offer travel insurance packages, tailored to the needs and preferences of travelers.
The travel insurance plans we offer cost very little about the total cost of your trip.
The package typically covers the following:
- Trip cancellation
- Emergency medical expenses
- Accidents
- Theft of luggage and money
- Personal Liability
- Departure delay
Frequently Asked Questions (FAQ)
⦁ Unexpected events happen to everyone, everywhere. In such an unpredictable situation, if you are abroad, things can become more difficult to manage for you. For example, if your luggage is lost at the airport, your trip is canceled, you lose important documents for your return, or you have an accident and you have travel insurance, you will know how you can be compensated.
- ⦁ Compensation for theft, loss, or delayed delivery of your luggage during the trip.
⦁ Hospital expenses if you need to be hospitalized abroad due to illness or accident. In this case, many policies also include coverage for medical transport expenses and repatriation of the patient as well as an accompanying person.
⦁ Medical expenses in case you need to visit a doctor or if you need to follow a medication regimen.
⦁ It covers our personal Civil Liability towards third parties, meaning the possibility of causing damage to others due to our mistakes or omissions.
⦁ It may include life insurance coverage, providing compensation in case of death, or Permanent Total and Permanent Partial Disability, depending on what is stated in our policy.
⦁ Reissue of documents in case of theft or loss.
⦁ Legal Protection Abroad.
⦁ Cash transfer.
⦁ Expenses arising from unjustified cancellation of our flight and bad weather conditions, travel delays, or workers’ strikes.
⦁ With the pandemic, many things have changed. Although the conditions regarding what is considered mandatory to obtain a visa or to pass through security at airports and borders are changing, since 2020, for a traveler to enter the United Arab Emirates, Ukraine, Cuba, Thailand, Belarus, Chile, Argentina, Uruguay, Suriname, Namibia, Jordan, Oman, Sri Lanka, Vietnam, Cambodia, and Thailand, they must have travel insurance. Additionally, they may be required to present specific insurance in the following countries: Austria, Belgium, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Slovakia, Slovenia, Spain, Sweden, and Switzerland. It is very important, due to the specifics of the Covid-19 pandemic, to communicate.
⦁ There are programs for individuals who want to travel as well as group programs for travel groups. Usually, in the second case, due to the large number of insured, the premium is lower.
⦁ The cost of travel insurance is comparatively very low, especially when we consider what it offers us, and it mainly depends on our destination, the reason for the trip, and the duration.
⦁ At AIC Insurances, before selecting your travel insurance program, we analyze the needs that arise based on the specific risks you may be exposed to depending on the destination you will visit. Thus, with the appropriate experience, we help you make the best choice. It is certain that by speaking with us, you will resolve all your inquiries and receive the best insurance offers that suit your needs, based not only on the coverage but also on the desired insurance cost.
