Liability Insurance
Comprehensive Insurance Against Third Parties
Public Liability Insurance is one of the most important liability insurance in the General Insurance Industry.
The object of insurance coverage is the insured’s legal responsibility against unforeseen risks that may at any time negatively affect his financial position and/or viability.
It is addressed both to self-employed/independent professionals and to any business or organization.
AIC Insurances offers comprehensive insurance programs for the Insured’s liability from negligent acts or omissions about his activities.
The insurance policies offered are subject to a maximum limit of liability for:
⦁ Any occurrence or series of occurrences arising from an event
⦁ Each insurance period
Why with us?
- ⦁ Immediate Support with simple procedures and specialized partners
- ⦁ Flexibility of programs with quality coverage and affordable premiums
- ⦁ Coverage limits can be tailored to your business needs
- ⦁ Prompt and fair settlement of claims
- ⦁ Highly personalized service from our experienced staff
Features & Extras
Basic Coverages
The Basic Coverages of the proposed insurance policies include:
The insured’s legal liability for payment of compensation to other persons in respect of accidental bodily injury or death by accident or disease and/or accidental loss or damage to their property caused within the premises about them, their contents, or about his activities.
Additional Coverages
The Additional Coverages of the proposed insurance policies include:
⦁ Extension of location of risk: anywhere in Cyprus about the activities of the insured
⦁ Food or drink: for the insured’s legal liability about the provision for consumption of defective food or drink
⦁ Lifts and escalators: for the insured’s legal liability about the use of lifts or escalators
⦁ Liability for guests’ property: for the insured’s legal liability about loss or damage to guests’ property
Frequently Asked Questions (FAQ)
No, however, it is highly recommended that you have such insurance as it protects against the possibility of financial loss due to legal proceedings against you/your company for personal injury or property damage to third parties.
Coverage is valid within the geographic limits stated in the policy. These limits are set by you in consultation with us.
The amount of coverage your business needs will depend on the risks associated with your business activities. Also in some cases, a third party or business partner may require a minimum limit of liability. Generally, our experienced office associates will assist you in deciding the appropriate level of coverage.
Yes, such coverage can be provided upon request