Life Insurance with Attachments
Protect the future of those you love
The attachments we offer are the following:
Accidental Death Benefit
In the event of the insured’s death due to an accident, our company undertakes the payment of the benefit chosen by the insured to his heirs.
Terms and conditions:
- People aged 10 to 60 are insured
- Expires at the age of 65 of the insured
- The benefit is paid on the understanding that death will
occur within 90 days from the date of the accident
Exemption from payment of insurance premiums
Exemption from payment of insurance premiums in case of death or permanent total disability.
Terms and conditions:
- People aged 20 to 55 are insured.
- It expires at the age of 65 of the insured.
- The benefits are paid until it expires
policy or the cessation of incapacity or the anniversary following the customer’s 65th birthday. - It is activated in case of permanent and total disability lasting more than 6 months.
Critical illness insurance
In the event that any serious illness occurs as recorded in the list below, the insured will receive the amount of compensation he has chosen.
- Cancer
- Heart attack
- Coronary artery disease
- Stroke
- Renal failure
- Transplantation of human organs
- Blindness due to disease
Terms and conditions:
- People aged 20 to 64 are insured
- It expires at the age of 65 of the insured
- Coverage amount: Equal to the basic death benefit, with a maximum of €100,000
- The coverage amount is paid to the insured, as long as he is alive after 30 days from date of diagnosis or surgery;
- Waiting period: 3 months from the start of the policy or its reinstatement
Permanent Total Disability Benefit
Definition of Permanent Total Disability
- It is defined as the incapacity that completely prevents the insured from performing his usual work.
- It also includes the irreversible loss of vision in both eyes.
- Finally, we recognize that a status of permanent total disability arises after amputation of both arms or both legs or of one arm above the wrist and one leg above the ankle.
In the event of permanent total incapacity due to illness or accident, the insured will be paid the amount of coverage he has chosen.
Terms and conditions:
- Possibility of choosing a coverage amount up to €1,000,000
- People aged 18 to 60 are insured
- Expires at the age of 65 of the insured
- The first installment is paid 6 months after the onset of disability
- The second installment is paid 18 months after the onset of disability
Monthly Compensation due to Permanent Total Disability
In the event of permanent total disability, our company undertakes the payment of a monthly pension until the death of the insured
Terms and Conditions:
- People aged 20 to 59 are insured.
- The company pays monthly compensation until the end of the benefit or the death of the insured, whichever occurs first.
- It expires at the age of 65 of the insured.
- Minimum monthly compensation: €150
